What is it?
Insurance or Protection that covers for losses and damages to an individual's house and assets in the home in the event of a disaster.
Why is it important?
It protects your home by making sure you're covered, should something unexpected happen. Without home insurance, you risk having to pay for replacements or repairs if something happens to your home and contents.
Frequently asked questions
What does home insurance cover?
This policy is made up of various insurance options:
Home, contents, Personal Valuables, Liability to others and Workers Compensation for domestic employees.
Can I take out a home insurance on the property I am renting?
Yes. However, this only covers your contents, and not the house.
What if decide to do some maintenance to my house, will my house and its contents still be insured?
You must first advise CIG before doing any maintenance to the house. The cost must not be more than K5000.00 (labor included).
Under which circumstances can my claim be rejected?
If whatever that is being claimed for falls under the policy's exclusions, it is likely to be rejected.
What are some of the proper documentations required when submitting a claim?
The proper documentations required are police report, fire authority report, photos, repair quote, and the claim form